FR :

On trouve, dans le travail de M. David Cummins, un excellent aperçu de certains aspects de l’assurance sur la vie. Comment les assurés sont classés au point de vue de la tarification, en tenant compte du risque de mortalité que présentent la femme et l’homme ayant le même état de santé et les mêmes occupations; comment réagissent ceux qui prétendent qu’il n’y a pas lieu de faire une différence quelconque entre les sexes, tant au point de vue assurance-vie que rentes viagères ? Et cela, même si la statistique reconnaît un taux de mortalité différent. Nous avons pensé que le lecteur lirait cette étude avec intérêt. Elle a été présentée à l’Université Laval au cours d’un colloque tenu à Québec les 13 et 14 mai 1980.

EN :

This is the second part of Mr. Marcel Camirand's paper on the latest conception of the Commercial Corporation, the solvability test and the personal liability of directors under certain conditions and for certain operations of the Corporation, considered under the angle of the federal law.

EN :

In this survey of Insurance control in Canada, the Superintendent of Insurance deals with the supervision of Insurance Companies and their technical and financial problems in Canada. For lack of space, we had to publish his paper in two parts. This one presents the main concerns of the Superintendent regarding the problems of the insurance companies coming under his supervision. In periods of inflation, the inherent difficulties of insurance take an increased importance which does impose upon the Superintendent of Insurance new and wider responsibilities. A.

EN :

The Quebec Government has appointed a committee to enquire into the various forms of savings in the Province. A report has been submitted to the Assemblée Nationale recently and a request has been addressed to the public for advice on the recommendations. Article 42 deals particularly with the Government's interest in reinsurance. A suggestion is made to the effect that the Government should study the possibility of participating, as a minority shareholder and for a limited period of time, in the financing of a reinsurance company dealing in damage insurance. Sodarcan, Inc. has sent to the Deputy Minister of the Ministère des Consommateurs, Coopératives et Institutions financières the following report dealing with the recommendations made by the committee. We have pleasure in publishing it in order that our readers may know the attitude taken by a Canadian group which has a thorough and practical knowledge of insurance and reinsurance in Canada.

EN :

Lloyd's London has appointed a special committee to enquire into the organization and certain methods followed by their underwriting syndicates. A report has been issued which is known as "The Fisher Working Party on Self Regulation." Mr. Rémi Moreau has analyzed briefty its contents under the title of "The Fisher Report, one year later."

EN :

The author has summarized in his article the present situation in the products liability insurance in the United States and Canada. As there is a very close connection between our two countries, we are sure that the reader shall appreciate Mr. Moreau's views on the subject. The market for products liability in the United States has been narrowing from year to year due to certain circumstances which have given rise to various claims which have been costly to the insurance community. For this reason, products liability insurance is hard to obtain in certain cases and is also very costly, with exclusions which very few insurers accept to withdraw from the policy. There are, however, new tendancies which the author has developed in his article. A.

EN :

Each year, our editor summarizes the main events which took place during the preceding twelve months. Based on approximate figures, he mentions this year the results obtained in the general insurance field, as well as in the life and re-insurance markets, together with the problems which the industry has had to solve, either partially or entirely. In the general insurance industry, the main problem is the cost of claims which is too high, compared with insurance rates that have not been increased during the last two or three years. Although in a better position generally, life insurance has its own difficulties and accomplishments which are interesting to know in a period of extreme instability. The author mentions new coverages as a source of activity and resourcefulness.