FR:

Si cet article traite du marché des assurances en Angleterre en 1984 et pendant une partie de 1985, nous croyons que les propos de l’auteur sont encore d’une grande actualité. Et c’est pourquoi nous faisons paraître ici sa communication au dernier Rendez-Vous de Septembre, qui a eu lieu à Monte-Carlo à l’automne de 1985.

EN:

The underwriting cycle has been the subject of much recent discussion in the insurance industry. The typical explanation is that this cycle, if indeed it exists, is a supply-side phenomenon. The purpose of this paper is to provide some measure of this cycle for the Canadian market and to show that variables usually considered to explain these fluctuations are not significant in this market.

EN:

Floods in Canada are a very serious individual and collective risk in certain regions. The authors of this article present the problem as a whole and particularly in certain regions whereat given times, it has been fraught with consequences. They are seeking ways to minimize it, thus avoiding damages suffered in the past and which would most likely recur again, unless we take the appropriate steps to restrain the raging waters. Insurance is not a solution, but merely a palliative.

EN:

Following our last publication of January 1986, the author continues to briefly comment on certain lawsuits published in Jurisprudence Express in 1985. This summary, intented for the broker or layman, does not aim to give full details of the lawsuits examined; rather it focuses on the main facts and the sentence rendered. This article as a work tool which may prove useful in helping readers understand the sentence and its ramifications.