EN:

The following is the text of a speech by Claude Tellier, Q.C., given on October 12, 1983 before the Society of Fellows of the Insurance Institute of Canada. The author gives his frank opinion on the practice of professional liability insurance in the United States and in Canada, looking at the various aspects of the problem. We set forth the text so that our readers can judge for themselves the pertinence of Mr. Tellier's comments and suggestions.

EN:

Every year, insurers, reinsurers and a large number of reinsurance brokers meet in Monte Carlo at the beginning of September. The meeting has become known as the Rendez-Vous de Septembre. Very little business is done, but there is the opportunity for a large number of insurance people to get together and discuss their particular problems. A certain number of speeches are given, and we give the full text of one, that of Mr. James J. Meenaghan. As for Lloyd's, we include excerpts from the text presented by Mr. B.L. Brennan, Deputy Chairman of Lloyd's of London.

EN:

The author looks at the current problems of life insurance: low rates, cancellation of many policies due to inflation and the high rates of interest. lnsureds are also becoming more confident of their ability to arrange their investments themselves. How can the industry adapt to this new situation, and at the same time keep its traditional reliability? The author suggests some answers, and compares the success of previous years with the new approach which is now necessary.

EN:

At our request, Me Rémi Moreau looks at the Fire Subscription Policy, entitled in French Assurance-incendie, contrat en coassurance. He compares the new text with that which applied up to May 1983. He concludes that there appears to be no fundamental change, subject to the new general conditions required by the new Law on lnsurance. As to the format, the author believes that there is a real attempt at improvement, both in the layout and the terms used.

FR:

En ce moment, la réassurance, comme l’assurance directe, a des problèmes au Canada comme dans le reste du monde. Ceux-ci font l’objet de l’étude de M. John M. Coker. Nous croyons que le lecteur en prendra connaissance avec intérêt, car si les propos de l’auteur portent sur 1982 en particulier, la plupart sont restés à peu près les mêmes.

EN:

We asked Mrs. Marie-Hélène Parizeau to allow us to quote from her introduction to bio-ethics, included in the thesis for a mastership submitted to the University of Montreal. We thought that the subject was of such interest that we would like to make an article from the subject matter of the thesis. Mrs. Parizeau looks at euthanisia, in vitro conception and other subjects which pose serious challenges to our evolving society.

FR:

Dans une note parue dans le numéro de juillet 1983 de notre Revue, nous avons tenté de façon plus ou moins heureuse de simplifier le problème. Mme Madeleine Sauvé, dans une de ses Observations grammaticales et terminologiques, nous apporte des précisions qui ne manquent pas d’intérêt. Elle admet que le sens définitif de ces expressions n’est pas encore fixé. D’un autre côté, elle nous donne un certain nombre d’opinions et de détails que le lecteur ne manquera pas d’apprécier. C’est pourquoi nous avons tenu à reproduire ici, avec la permission de l’Université, la fiche numéro 77, qui date déjà d’avril 1977, mais qui nous paraît encore d’actualité. Nous remercions Mme Sauvé à nouveau de sa collaboration.